insurance carriers
Policy-issuing companies
Insurance carriers are companies that underwrite and issue insurance policies, assuming the financial risk of claims in exchange for premiums.
The term distinguishes these primary insurers from brokers or agents who merely sell policies: Blue Cross and other major insurance carriers dominate the health insurance market.
Also called simply carriers in industry contexts.
- underwritingRisk evaluation and acceptance
- risk assessmentEvaluating likelihood of harm
- peace of mindState without anxiety
- claims processingHandling insurance submissions
- claims adjusterInsurance payout determiner
reinsurers · agents · regulators · policy renewal · fine print · fraud detection · adjusters · licensing requirements · investment portfolios · rate hikes · consumer protection laws · fiduciary duties · consultants · out of pocket · competitors · customer service · annuities · premiums
- German InsuranceAOK, social code, employer contributions, employee contributions, pension funds
- workers' compworkers' comp, injured worker, injury claim, workplace accident, disability benefits
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