CD rates
Bank savings percentages
CD rates are the interest rates offered on certificates of deposit—savings instruments where you lock money away for a fixed term in exchange for a guaranteed return.
Banks advertise CD rates to attract depositors: CD rates are finally climbing after years of stagnation.
Rates vary by term length, with longer commitments typically earning higher yields.
Shoppers compare CD rates across institutions to maximize returns on their savings.
- certificateFormal written attestation
- depositPlace for safekeeping
- savingsAccumulated money kept
- interestAttention, stake, or fee
- yieldProduce or relinquish
high yield · APY · bank · maturity · term · FDIC · investment · percentage · returns · compound · annual · treasury · fixed · fixed income · lock in · bump up · no penalty · early withdrawal
- interest ratesinterest, interest charge, interest income, interest payments, compound interest
- Banking MetricsROE, liquidity, deposits, assets, liabilities