undersaving
Not enough saved
Undersaving is saving too little money, especially for retirement or future needs.
The term appears in economics and personal finance discussions about inadequate preparation for financial security: Many Americans are undersaving for retirement without realizing it.
The opposite of oversaving, though undersaving is far more commonly discussed as a problem.
Failure to reach quota
- deficitAmount still owed
- insufficiencyShortfall in amount needed
- gapUnfilled space between
- underfundingInadequate monetary allocation
underinvestment · poverty · hardship · deprivation · privation · penury · indigence · distress
Outlaying of funds
- overspendingExceeding one's budget
- consumptionUsing up of resources
- procrastinationHabitual task avoidance
- neglectFailure to provide care
Prolonged economic decline
- unemploymentBeing without paid work
- defaultPreset standard option
- volatilityRapid, unpredictable changeability
shortfall
Failure to reach quota
- deficitAmount still owed
- insufficiencyShortfall in amount needed
- gapUnfilled space between
underfunding · underinvestment · poverty · hardship · deprivation · privation · penury · indigence · distress · insolvency
spending
Outlaying of funds
- overspendingExceeding one's budget
- consumptionUsing up of resources
- procrastinationHabitual task avoidance
recession
Prolonged economic decline
- unemploymentBeing without paid work
- defaultPreset standard option
- volatilityRapid, unpredictable changeability
undersavingoverprovision
Excessive resource allocation
overaccumulation · miserliness · frugality · thrift · financial discipline