overbudgeting
Planning too much
Overbudgeting is allocating more money to something than it actually requires.
The term appears in financial planning and project management, often as a criticism: The department's overbudgeting left other programs underfunded.
It can also describe excessive personal caution with money, padding estimates beyond what's reasonable.
Estimating future conditions
- projectionSomething that extends outward
- estimationApproximate value judgment
- miscalculationError in estimation
- overestimationJudging something too high
padding · contingency · buffer · variance · adjustment · revision · cushion · markup
Distribution of shares
- appropriationUnauthorized claiming or allocation
- expenditureMoney paid out
- deficitAmount still owed
- surplusAmount exceeding requirement
funding · capital · revenue · treasury · monetary · fiscal · finance · spending
Improper distribution of resources
- inefficiencySuboptimal use of resources
- negligenceFailure to exercise care
- oversightSupervision or inadvertent omission
- miscalculationError in estimation
maladministration · unaccountability · disorganization · misjudgment · wastage
Amount still owed
- debtMoney owed another
- shortfallFailure to reach quota
- reallocationDistributing anew
- cutbacksReductions in spending
underfunding · trade-off · constraint · austerity · reconciliation · clawback
Exceeding one's budget
- extravaganceExcessive, wasteful spending
- profligacyReckless, wasteful extravagance
- squanderingReckless depletion of resources
- excessSurplus beyond need
overallocation · overcommitment · bloat · overcapitalization
forecasting
Estimating future conditions
- projectionSomething that extends outward
- estimationApproximate value judgment
- miscalculationError in estimation
overestimation · padding · contingency · buffer · variance · adjustment · revision · cushion · markup · allowance
allocation
Distribution of shares
- appropriationUnauthorized claiming or allocation
- expenditureMoney paid out
- deficitAmount still owed
surplus · funding · capital · revenue · treasury · monetary · fiscal · finance · spending · funds
misallocation
Improper distribution of resources
- inefficiencySuboptimal use of resources
- negligenceFailure to exercise care
- oversightSupervision or inadvertent omission
miscalculation · maladministration · unaccountability · disorganization · misjudgment · wastage
deficit
Amount still owed
- debtMoney owed another
- shortfallFailure to reach quota
- reallocationDistributing anew
cutbacks · underfunding · trade-off · constraint · austerity · reconciliation · clawback
overspending
Exceeding one's budget
- extravaganceExcessive, wasteful spending
- profligacyReckless, wasteful extravagance
- squanderingReckless depletion of resources
excess · overallocation · overcommitment · bloat · overcapitalization
overbudgetingunderbudgeting
Allocating insufficient funds
underfunding · underspending · budget shortfall · skimping · cutting corners
budget, budge, budgeting, budgeted, budgetary, overbudgeted, underbudgeted, unbudgeted, budgetless