mortgage markets
Home debt exchanges
Mortgage markets are the systems where loans secured by real estate are originated, bought, and sold.
Lenders issue mortgages to homebuyers, then often sell those loans to investors or government-sponsored entities like Fannie Mae and Freddie Mac, freeing up capital for more lending.
The 2008 financial crisis began with the collapse of mortgage markets.
The health of mortgage markets affects interest rates, housing prices, and broader economic stability.
- borrowersThose receiving loans
- down paymentInitial sum toward purchase
- adjustable rateInterest that fluctuates
- credit scoringAssessing borrower reliability numerically
- securitizationBundling debts into investable instruments
lenders · closing costs · interest rates · prime rate · pre-approval · underwriting · foreclosure · Fannie Mae · monetary policy · Freddie Mac · servicers · housing bubble · housing crisis · credit crunch · refinancing · appraisers · VA loans · FHA loans
mortgage marketsstock markets
Securities trading venues
equity markets · stock exchanges · commodity markets · currency markets · foreign exchange markets
mortgage marketspeer-to-peer lending
Direct individual-to-individual loans online
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