I-bonds
Treasury inflation savings
I-bonds are U.S.
Treasury savings bonds designed to protect against inflation.
The interest rate combines a fixed rate with an inflation adjustment that changes every six months based on the Consumer Price Index.
They cannot be sold on secondary markets—you buy them directly from the government and redeem them there.
I-bonds became popular when inflation spiked in 2022.
Purchase limits apply annually.
Accumulated money kept
- governmentAuthority over a state
- fixed-rateInterest that stays constant
- principalChief school administrator
- maturityFull growth achieved
redemption · interest · yield · tax-deferred · low-risk · guaranteed · federal · denomination
Inflation measurement abbreviation
- semiannualTwice per year
- resetRestore to original state
- hedgeBoundary of planted shrubs
- cost-of-livingPrice of basic needs
Collected works or assets
- diversificationExpanding into varied areas
- retirementLeaving the workforce permanently
- giftItem given freely
- tax-advantagedOffering tax benefits
liquid · penalty · long-term · conservative · risk-free
savings
Accumulated money kept
- governmentAuthority over a state
- fixed-rateInterest that stays constant
- principalChief school administrator
maturity · redemption · interest · yield · tax-deferred · low-risk · guaranteed · federal · denomination · accrual
CPI
Inflation measurement abbreviation
- semiannualTwice per year
- resetRestore to original state
- hedgeBoundary of planted shrubs
cost-of-living · indexing · TIPS · erosion
portfolio
Collected works or assets
- diversificationExpanding into varied areas
- retirementLeaving the workforce permanently
- giftItem given freely
tax-advantaged · liquid · penalty · long-term · conservative · risk-free
I-bondsjunk bonds
Low-rated corporate securities
penny stocks · cryptocurrency · derivatives · meme stocks · options
I-bondsmoney market funds
Pooled short-term debt investments
checking accounts · liquid assets · ETFs · cash · savings accounts