surplus income
Money left over
Surplus income is earnings beyond what's needed for basic expenses and obligations.
In personal finance, it's the amount left after covering necessities—available for saving, investing, or discretionary spending.
In legal contexts like bankruptcy, surplus income determines how much a debtor must contribute to repayment: The trustee calculated her surplus income at $400 per month.
- disposableMade for one use
- savingsAccumulated money kept
- profitGain exceeding expenditure
- excessSurplus beyond need
- windfallUnanticipated lucky gain
nest egg · cushion · financial cushion · extra · leftover · bonus · dividend · abundance · overflow · spare · residual · gravy · mad money · slack · buffer · rainy day · rainy day fund · put away
surplus incomedeficit
Amount still owed
shortfall · budget deficit · debt · negative balance · loss
surplus incomefinancial hardship
Severe money difficulties
insufficiency · shortfall · deficiency · poverty · living beyond one's means
surplus, income, surpluses, incomes, plus, come, comes, came, coming