keeping one's head above water

Just getting by

Keeping one's head above water means managing to survive or cope, especially financially, but only barely.

The image is of someone struggling in water, expending all their energy just to avoid drowning rather than making progress toward shore.

Between the mortgage and medical bills, we're barely keeping our heads above water.

The phrase emphasizes precariousness—things aren't good, but they haven't collapsed yet.

Related

budgeting · tight budget · frugality · perseverance · resilience · floating · endurance · resourcefulness · saving · rainy day fund · life raft · grit · buoyancy · adaptability · stress management · debt management · income generation · swimming upstream

Opposites
survival vs. failure

keeping one's head above waterdrowning

Death by water inhalation

going under · sinking · succumbing · going bankrupt · failing

struggling vs. thriving

keeping one's head above waterthriving

Succeeding vigorously

flourishing · prospering · riding high · coasting · living large

Family

keeping, keeper, keepers, headed, header, headers, headless, waters, watered

Familiarity
Top 100,000
Profile
Known to kids · Used worldwide · Timeless · Everyday, not technical · Rated G