deleveraged
Paid off loans
Deleveraged describes a company, institution, or economy that has reduced its debt relative to assets or equity.
After the 2008 financial crisis, many banks deleveraged by selling assets and paying down loans.
The process often involves painful restructuring: The firm deleveraged by cutting staff and selling divisions.
The opposite of leveraged up.
Partial debt reduction
- amortizationGradual debt reduction schedule
- debt reductionDecreasing money owed
- settlementResolved dispute or colony
- dischargeRelease of substance outward
repayment · cashflow · solvent · unburdened · prepayment · defeasance
Borrowed funds versus ownership
- equityImpartial treatment or ownership value
- assetsOwned items of value
- liabilitiesAmounts owed to others
- solvencyCapacity to pay debts
net worth · shareholder equity · book value · tangible assets · retained earnings · working capital · financial health · creditworthiness
Shift in opposite direction
- reorganizationChanging how something's arranged
- divestitureDisposal of assets
- downsizingReducing workforce or scale
- cost-cuttingReducing expenditures deliberately
Cautious about altering customs
- low-riskMinimal potential for harm
- capital preservationSafeguarding original investment value
- defensiveProtective or easily threatened
- stableSecure and unchanging
paydown
Partial debt reduction
- amortizationGradual debt reduction schedule
- debt reductionDecreasing money owed
- settlementResolved dispute or colony
discharge · repayment · cashflow · solvent · unburdened · prepayment · defeasance
debt-to-equity
Borrowed funds versus ownership
- equityImpartial treatment or ownership value
- assetsOwned items of value
- liabilitiesAmounts owed to others
solvency · net worth · shareholder equity · book value · tangible assets · retained earnings · working capital · financial health · creditworthiness · liquidity
turnaround
Shift in opposite direction
- reorganizationChanging how something's arranged
- divestitureDisposal of assets
- downsizingReducing workforce or scale
conservative
Cautious about altering customs
- low-riskMinimal potential for harm
- capital preservationSafeguarding original investment value
- defensiveProtective or easily threatened
deleveragedleveraged
Employed for advantage
overleveraged · geared up · debt-laden · indebted · borrowed
deleveragedstretched
Pulled to lengthen
overextended · overleveraged · debt-laden · underwater · insolvent