cream-skimming
Selecting profitable only
Cream-skimming is the practice of selecting only the most profitable customers, cases, or opportunities while avoiding less lucrative ones.
Insurance companies cream-skim by targeting healthy clients; schools cream-skim by admitting only high-achieving students.
The image is of taking the richest cream from the top of the milk, leaving the rest: Critics accused the charter school of cream-skimming the district's best students.
Choosing only supporting examples
- adverse selectionPre-contract hidden knowledge problem
- profit maximizationPursuing greatest possible gains
- discriminatory practicesUnfair treatment targeting groups
- selective serviceCompulsory military enrollment system
Independent public education institutions
- voucher programsSubsidies for alternative schooling
- gifted studentsIntellectually exceptional youth
- test scoresNumerical exam results
- school choiceSelecting among educational institutions
magnet programs · lottery systems · neighborhood schools · parental involvement · competitive admissions · educational inequality · performance metrics
Illnesses predating insurance enrollment
- managed careCost-controlled health delivery
- selective admissionRestricted enrollment process
- underwritingRisk evaluation and acceptance
- premium pricingCharging above competitors deliberately
cherry-picking
Choosing only supporting examples
- adverse selectionPre-contract hidden knowledge problem
- profit maximizationPursuing greatest possible gains
- discriminatory practicesUnfair treatment targeting groups
charter schools
Independent public education institutions
- voucher programsSubsidies for alternative schooling
- gifted studentsIntellectually exceptional youth
- test scoresNumerical exam results
school choice · magnet programs · lottery systems · neighborhood schools · parental involvement · competitive admissions · educational inequality · performance metrics
pre-existing conditions
Illnesses predating insurance enrollment
- managed careCost-controlled health delivery
- selective admissionRestricted enrollment process
- underwritingRisk evaluation and acceptance
cream-skimminguniversal service
Guaranteed availability to all
open enrollment · universal coverage · open-door policy · blanket coverage · open access
cream-skimminguniversal coverage
Insurance for entire population
non-discrimination · equal treatment · inclusive practices · fair dealing · social insurance
cream, skim, skimming, creams, creamed, creaming, creamy, creamier, creamiest