consumer finance
Individual money management
Consumer finance refers to the financial products and services designed for individual borrowers rather than businesses—personal loans, credit cards, mortgages, auto loans, and the like.
The term often appears in industry contexts: She works in consumer finance at a regional bank.
Consumer finance companies specialize in lending to individuals, sometimes at higher rates than traditional banks.
- credit cardsBorrowed-money payment tools
- buy now pay laterInstallment option at checkout
- minimum paymentLowest acceptable installment amount
- credit limitMaximum allowed debt
- annual feeRecurring yearly charge
balance transfer · banks · personal loans · spending habits · living paycheck to paycheck · budgeting · credit unions · checking accounts · savings accounts · mortgages · payday loans · debt trap · credit scores · credit report · auto loans · privacy regulations · identity theft · student loans
- Consumer Affairs, Product Safety, and Insuranceproduct recalls, recalls, safety standards, insurance, product liability
- financial lawsecurities law, insurance law, SEC, Dodd-Frank, insider trading
- bankingbank, banks, ATM, ATMs, account
- financebank, CFO, banks, controller, treasurer
- personal financesavings, income, credit, investments, bills
consumer financecorporate finance
Firm funding and investment strategy
business finance · government finance · investment banking · commercial banking · sovereign debt
consumer financepersonal savings
Individually accumulated wealth
consumer savings · wealth accumulation · wealth management · retirement savings · nest egg
consumer, consume, consumed, consuming, consumes, consumable, consumption, consumptive, finance