building insurance
Structure damage coverage
Building insurance is coverage that protects a structure against damage from fire, storms, flooding, or other hazards.
It typically covers the physical building itself—walls, roof, floors—rather than contents or liability.
Homeowners and landlords carry building insurance to cover repair or replacement costs: The building insurance covered the roof damage from the hurricane.
- fire damageDestruction from flames
- homeownerProperty title holder
- flood damageDestruction from rising waters
- premiumAdded cost for better
- annual premiumYearly insurance payment amount
landlord · deductible · storm damage · natural disaster · act of God · endorsements · depreciation · exclusions · fine print · underwriter · risk assessment · asset protection · peace of mind · tenant · adjuster · coverage limits · theft protection · policy renewal
- insurancecoverage, underwriting, premium, claims, policyholder
- fixed expensesrent, salaries, lease payments, property taxes, office rent
- property insurancehurricane coverage, property coverage, hail damage, property damage, coverage limits