short on funds
- brokeLacking any funds
- strappedLacking available funds
- cash-strappedLacking available money
- tightFirmly stretched or fitting
- pinchedStole or squeezed tightly
skint · penniless · empty pockets · scraping by · stretched thin · paycheck to paycheck · overdrawn · in the red · debt · bills · rent · overdraft · wallet · coins · spare change · budgeting · scrimping · lean times