lives paycheck to paycheck

No savings buffer

To live paycheck to paycheck is to have little or no money left after covering essential expenses, making each pay period's income necessary for immediate survival.

The phrase suggests financial precarity—one missed paycheck or unexpected expense could mean an unpaid bill or empty refrigerator: Most of her coworkers live paycheck to paycheck.

Related

financial stress · credit card debt · poverty · debt · no savings · cost-cutting · living wage · inflation · social safety nets · emergency fund · financial cushion · impulse buying · financial literacy · healthcare costs · housing affordability · saving strategies · unemployment rates · prioritization

Opposites
financial security

lives paycheck to paycheckwell-off

Having sufficient wealth

comfortable · affluent · rich · wealthy · prosperous

financial freedom

lives paycheck to paycheckindependently wealthy

Having unearned sufficient means

trust fund baby · set for life · rentier · made it · self-sufficient

Family

lively, livelihood, payment, checks, checked, checking, checker, checkbook, paycheck

Familiarity
Top 200,000
Profile
Timeless · Negative · Everyday, not technical · Rated G