prepaid cards
Pay-first payment method
Prepaid cards are payment cards loaded with funds in advance, usable until the balance runs out.
Unlike credit cards, they don't extend a line of credit; unlike debit cards, they're not linked to a bank account.
They're popular for budgeting, gifting, and providing financial access to those without traditional banking: I put $200 on a prepaid card for vacation spending.
- unbankedWithout bank accounts
- low incomeEarnings below average
- gift cardsPrepaid retail certificates
- stocking stufferSmall holiday gift
- contactless paymentsTransactions without physical insertion
burner · reloadable · vouchers · anonymous · money laundering · identity theft · fraud protection · payment · digital wallets · disposable · financial literacy · mobile payments · electronic funds transfer · payment systems · spending limits · top-up · mobile apps · transaction
- convenience storechips, candy, soda, snacks, cigarettes
- impulse buyscandy, candy bars, chocolate bars, chewing gum, gum
- Banking Accessbank accounts, checking accounts, savings accounts, mobile banking, online banking
- bodegabacon egg cheese, cigarettes, cold cuts, deli counter, hero sandwich
- Digital Paymentsonline payment, e-payment, mobile payment, contactless payment, digital wallet
- konbini7-Eleven, Lawson, onigiri, bento, oden
prepaid cardscredit cards
Borrowed-money payment tools
charge cards · buy now pay later · monthly billing · deferred payment · installment plans
prepaid cardscredit cards
Borrowed-money payment tools
charge cards · lines of credit · revolving credit · unsecured credit · store credit